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Column

The second-act consumer: Why mature online dating deserves investors’ attention

The investment story around ageing normally begins in a GP surgery and ends in a care home. That makes sense: longer lives mean greater demand for...

The investment story around ageing normally begins in a GP surgery and ends in a care home. That makes sense: longer lives mean greater demand for healthcare, specialist housing and retirement services. Yet it leaves out a large part of what people actually do with those extra years.

They travel. They learn. They start businesses, move house and buy technology. They also form new relationships.

A 58-year-old who has divorced is not waiting passively to become a healthcare customer. Neither is a 67-year-old widow who uses video calls to speak to grandchildren abroad or books her own holidays online. Both are active consumers with money, time and personal lives that do not fit the outdated picture of old age.

This is where mature online dating becomes an interesting business rather than a lifestyle curiosity. It sits at the intersection of three durable trends: longer life expectancy, the normalisation of digital services and a growing number of adults spending part of later life without a partner.

The market is not as large as mainstream dating, but it does not need to be. A smaller audience can still be valuable when its members are engaged, know what they want and are willing to pay for a service that respects their time.

The longevity economy is larger than healthcare

Proactive Investors recently examined the ageing population as an investment case, highlighting the demand for medical infrastructure as Britain’s older population grows. The number of people aged over 85 in the UK is expected to double to approximately 3.4 million by 2047.

Healthcare will absorb a substantial share of the spending associated with that change. It will not absorb all of it.

Ageing affects the consumer economy long before somebody requires regular medical care. A person can spend twenty or thirty years between turning 50 and needing meaningful support. During that period, relationships may change dramatically.

Divorce can return somebody to dating after decades of marriage. Bereavement may leave an otherwise active person without a companion. Children grow up and leave home, while retirement removes the daily contact that once came from work.

These changes create demand for services built around connection. Online dating is one of them.

Companies often refer to this audience as a single “over-50” market. That is convenient for presentation slides but not very useful for product design. A 52-year-old London executive and a retired 74-year-old living near the coast may both be single, yet their routines, finances and expectations can be completely different.

A platform that understands these differences has a better chance of turning demographic change into lasting revenue.

Older users may be fewer, but they stay involved

The headline numbers initially appear modest. Ofcom found that 6% of online adults aged between 55 and 64 used a dating service in May 2024.

The more revealing number is five hours and 43 minutes. That was the average amount of time those users spent on dating services during the month—more than any other age group measured.

There is a business lesson in that contrast. Adoption is still relatively low, but people who do participate can be highly engaged.

Research from SSRS in January 2026 reached a similar conclusion from a different direction. Twenty per cent of American adults aged 50 and older said they had used online dating at some point. Across all age groups, half of those with online dating experience had entered a committed relationship with someone they met through a platform.

The industry has not yet persuaded most older adults to join. That does not mean the underlying need is absent. It may mean the product, marketing or customer experience has failed to address their concerns.

Many mature singles do not

The Second-Act Consumer: Why Mature Online Dating Deserves Investors’ Attention

Investors tend to discuss aging as if it begins and ends with healthcare. An older population needs more clinics, care homes, medicines and retirement products, so capital naturally follows those areas.

The logic is sound, but incomplete.

People do not stop travelling, socialising or forming relationships when they turn 50. They continue buying technology, paying for entertainment and looking for ways to make life more interesting. Some are divorced after long marriages. Others have lost a partner, never married or simply find themselves single at a stage when meeting somebody through work or friends is no longer easy.

This is creating a market for dating platforms designed around mature adults. It is not yet as visible as the youth-focused swipe economy, but the commercial opportunity may be more attractive than the headline user numbers suggest.

Older users tend to spend more time considering profiles, care more about customer support and may be willing to pay for features that reduce wasted conversations. They are not looking for a larger pile of matches. They are looking for a better reason to reply.

Ageing changes much more than demand for healthcare

The UK’s demographic direction is clear. As Proactive Investors noted in its examination of the ageing population as an investment case, the number of people aged over 85 is expected to double to approximately 3.4 million by 2047.

That will have an obvious effect on medical infrastructure. It will also change the wider consumer economy.

The person approaching retirement today is not necessarily withdrawing from active life. They may be starting a consultancy, travelling more frequently or considering a move after their children leave home. Smartphones, digital payments and video calling are already part of their routine.

Many members of this generation learned to use video platforms during the pandemic. They manage banking online, speak to family members through messaging apps and book travel without visiting an agency. Creating a dating profile is not the technological leap it might have been ten years ago.

The challenge for dating companies is less about teaching older adults to use the internet and more about offering an experience they actually want.

The mature user does not behave like a 25-year-old with grey hair

It is easy for a consumer business to say it serves all ages. It is much harder to design a product around the realities of different lives.

A 25-year-old user may care about whether a match lives nearby and wants to meet this weekend. A 55-year-old may need to know how the other person feels about adult children, retirement, caring responsibilities and relocation.

These are not small profile preferences. They determine whether two established lives can fit together.

A divorced professional may own a home and share responsibility for teenage children. A widow may want companionship without another marriage. Someone planning to retire abroad may be open to an international relationship but unwilling to move immediately.

A short biography and a photograph reveal very little about any of this.

Mature users are therefore more likely to benefit from detailed profiles, useful search controls and enough space for conversation before a meeting. The product should help them understand compatibility, not simply encourage them to collect matches.

That does not mean the experience should feel slow or old-fashioned. Older customers appreciate good design as much as anyone else. They are simply less likely to confuse speed with value.

Engagement matters more than the size of the age group

Older adults remain less likely to use dating platforms than younger consumers. On the surface, that makes them look like a secondary market.

Usage data tells a more complicated story.

Ofcom found that only 6% of online UK adults aged between 55 and 64 used a dating service in May 2024. However, those who did spent an average of five hours and 43 minutes on dating platforms—more than any other age group in the study.

In the United States, research published by SSRS in 2026 found that one in five adults aged 50 and older had tried online dating.

There is a significant gap between those who have considered the idea and those who use a platform regularly. For a well-designed service, that gap represents potential.

Some older consumers are held back by doubts about safety or cost. Others try a mainstream platform and decide that its tone, pace or user base does not suit them. A company able to solve those problems does not need to persuade mature adults that companionship matters. It only needs to offer a better route towards it.

A smaller audience can still produce a strong business when its members are engaged and prepared to pay for something useful.

What these customers are actually buying

Dating subscriptions are often described as access products. Pay, and the user receives more likes, additional filters or greater visibility.

For mature users, the real purchase may be certainty—or at least a reduction in uncertainty.

A detailed search tool can prevent weeks of conversation with somebody whose relationship goals are entirely different. Video chat can help two people decide whether travelling to meet makes sense. Better profile controls can make it easier to find users with similar interests, values and plans.

The feature itself is not the final value. The value is the time it saves.

That is particularly relevant to professionals, business owners and people with family responsibilities. They may have enough disposable income for a subscription but little patience for an app that produces large numbers of irrelevant introductions.

A dating company serving this market should be able to answer a basic question: what becomes easier after the customer pays?

If the answer is merely “more of the same profiles”, the subscription will be difficult to defend. If payment produces better discovery, clearer communication or greater control, the commercial proposition becomes stronger.

Pricing must be understandable before it can be profitable

Mature consumers are sometimes described as wealthy simply because they have had more time to accumulate assets. This is a dangerous assumption.

A homeowner may have substantial paper wealth but limited monthly income. Divorce can split property, pensions and savings. Many people in their fifties are supporting both children and elderly parents. Those approaching retirement are often more attentive to recurring expenses, not less.

This does not mean they will refuse to pay. It means they expect to understand the transaction.

Dating platforms use several payment models, including recurring subscriptions, communication credits and one-time purchases. Each can work, provided the cost is explained clearly. Problems arise when users cannot tell what a message, call or renewal will cost until after the charge.

Confusion may generate short-term revenue, but it damages lifetime value. A customer who feels surprised by a payment rarely studies the company’s unit economics. They cancel, contact their card provider and leave a negative review.

Clear billing is not merely a customer-service detail. It protects revenue from refunds and chargebacks while improving the chance that a satisfied user will continue paying.

Search behaviour reveals the importance of trust

Dating services handle information that customers would not share with an ordinary software provider. Profiles may contain photographs, location, age, family circumstances and deeply personal conversations.

Trust is therefore central to the product.

Before registering, many people search for complaints, independent opinions and explanations of how the platform works. Investors should interpret this behaviour carefully. A search phrase containing the word “scam” does not establish that the business being researched is fraudulent. It often means a cautious customer is checking before entering payment details or speaking to strangers.

Someone investigating the DateMyAge scam question may want to understand the platform’s communication model, safety controls and experiences reported by other users. For DateMyAge, serving a mature and internationally minded audience can be a positive point of differentiation, particularly for adults who prefer longer conversations to rapid, appearance-led matching.

No dating platform can guarantee the intentions of every person who joins. Banks receive fraudulent transactions, marketplaces encounter dishonest sellers and social networks remove impersonation accounts. The presence of a bad actor is not, by itself, evidence that the platform shares that actor’s intentions.

What matters commercially is the response. Can a suspicious account be reported easily? Does the company investigate? Can repeat offenders return with a different email address? Is support available when a user does not understand a charge?

A platform earns trust through its behaviour after a problem appears.

Customer support is part of retention

Support departments are often treated as cost centres. In mature dating, that view can be expensive.

A new user may need help adjusting privacy settings or understanding how communication credits work. A customer who receives a troubling message may want reassurance that the report has reached a real person. Someone attempting to cancel should not have to search through several menus for the correct option.

A quick, useful response can preserve months of future revenue. A delayed template can lose the customer permanently.

The calculation is not complicated. Acquiring a replacement user costs money. Keeping an existing one usually costs less.

Customer support also affects reputation. People who receive a fair resolution may remain positive about the business even when the original experience was disappointing. Those who feel ignored often become far more vocal.

The best companies will use automation for routine questions without hiding human support where judgement is required. An AI system can explain how a feature works. It should not be expected to resolve every sensitive report or billing dispute.

Mature users do not necessarily require more help. They expect help to be available when it genuinely matters.

Verification can strengthen a network, but it is not magic

Photo and identity verification can make dating platforms feel safer. Video selfies, device signals and document checks can make it harder for one person to operate several false profiles.

These systems are valuable, but they should be presented honestly.

Verification can establish that a person probably resembles their photographs or controls a particular identity document. It cannot prove that they are kind, single or truthful about their reasons for joining.

A verified user can still behave badly.

This is why safety requires several layers. Automated systems can look for repeated scripts, unusual messaging patterns and financial requests. Human reviewers can examine context and handle appeals. Users need visible reporting tools and clear advice about avoiding financial transfers.

The data collected during verification also requires careful treatment. A company asking for identity documents or biometric information must explain why the information is needed, who processes it and how long it is stored.

Safety controls create value only when customers trust the controls themselves.

International reach can be an advantage for older adults

Location is not always as restrictive in later life as it is during the busiest years of a career.

A remotely working professional may divide time between two countries. A retiree may already spend winters abroad. Adult children and grandchildren may live across several cities, making travel part of normal family life.

This creates a natural audience for international dating services.

DateMyAge’s broader geographic reach can appeal to users who do not want their options limited to a short distance from home. Longer online conversations and video communication allow two people to learn about one another before deciding whether travel is worthwhile.

For the platform, an international network expands the addressable market. It also adds operational difficulty. Payment expectations, privacy rules and support requirements vary by country. Cultural differences can affect how users interpret profiles and messages.

Companies capable of handling those differences may gain a network advantage. In dating, the total number of profiles matters less than the number of relevant, active people a customer might realistically want to meet.

A specialist service does not have to defeat the largest mass-market apps on overall scale. It needs enough density within the audience it promises to serve.

The metrics investors rarely see

Publicly traded dating companies usually report revenue, paying customers and average spending per payer. These figures matter, but they do not reveal the quality of the network.

For a mature dating service, investors should also want to know:

  • How many registered users remain active?
  • How quickly does a new user reach a meaningful conversation?
  • What percentage of customer reports receive a response?
  • Are billing-related complaints rising or falling?
  • How many suspended accounts attempt to return?
  • Which paid features improve retention?
  • Do verified users remain active for longer?
  • How does engagement differ by age and location?

Few companies disclose all this information. That makes it difficult to distinguish healthy monetisation from price increases applied to a shrinking user base.

A platform with fewer but more active members may be more valuable than one reporting millions of registrations accumulated over many years. Dormant profiles do not create conversations, and conversations are what give the network commercial value.

Better disclosure could eventually become a competitive advantage. A company willing to show that its users are active, supported and satisfied gives investors more than a headline registration number.

Dating has an unusual definition of success

A dating company faces a problem that most subscription businesses would envy and fear: its best customer may leave because the product worked.

A successful user meets somebody, begins a relationship and cancels.

That does not make the model unattractive, but it changes how investors should think about retention. Dating platforms cannot promise that every satisfied customer will remain indefinitely. They need a continuing flow of new users and enough positive former users to strengthen the brand.

Word of mouth carries unusual weight. People ask friends which platforms felt genuine, which ones were easy to use and whether paying made a difference. A good experience can continue creating value after the original customer has departed.

Mature platforms may also support forms of engagement that are less focused on an immediate local date. Some users value conversation, international discovery and companionship before they decide whether they want to meet.

The company must be careful not to confuse productive engagement with friction. Keeping a person paying without helping them move forward may improve one quarter and damage the brand for years.

The next longevity investment may be social

Healthcare will remain the most obvious beneficiary of population ageing. It will not be the only one.

Longer lives create more years in which people travel, work, spend and form relationships. Divorce and bereavement create new household structures. Adult children move away. Retirement changes routines that once provided daily social contact.

Technology companies able to support connections within those changes are addressing a real consumer need.

The mature dating market will not be won by taking a youth-focused app, increasing the font size and replacing the advertising photographs. The product must account for established families, financial caution, international lives and users who want more context before committing their time.

The commercial opportunity lies in serving those needs without making customers feel old, vulnerable or technologically behind.

Investors have learned to view ageing through the demand it creates for care. The next step is to recognise the demand it creates for living.

That includes the desire to meet somebody new—and the willingness to pay for a service that makes the introduction feel worthwhile.

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