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Tech

Xigem Technologies enters fintech market and is set to acquire peer-to-peer payment app FOOi

The purchase would add a “key component” to its iAgent platform technology and its “portfolio of remote economy technologies”

Xigem Technologies Corporation (CSE:XIGM) (FRA:2C1), a technology provider for the remote economy, revealed that it has signed a letter of intent with FOOi Inc, for the acquisition of “substantially all its assets” for $500,000 in an all-stock deal.

The Toronto-based technology company said the primary asset is a commercialized, software-as-a-service cloud-based, and peer-to-peer payment application called FOOi.

The purchase price will be satisfied in Xigem shares, based on a deemed price equal to $0.40 per share, said the company.

READ: Xigem Technologies launches packaged version of its CRM software iAgent for small to medium enterprises

FOOi is a mobile app that was built to facilitate digital payments and was successfully commercialized, having processed transactions for tens of thousands of users. Quick and secure peer-to-peer and peer-to-business financial transactions allowed users to "share money in the moment," said the company.

Users simply opened the app and tapped on the person or organization to whom they wanted to send money. To be available on iOS and Android, FOOi features a simplified sign-up process, allowing users to complete transactions within minutes of installation by securely connecting credit cards and debit cards to their FOOi accounts.

“Integrated with iAgent, Xigem's platform technology, FOOi can create a unique environment for the company's clients and their users,” said the company, adding it expects FOOi to become a “valuable asset to iAgent” as it completes "the circle of functionality and enhances its customer relationship management effectiveness."

"FOOi is designed for today's rapidly emerging cashless society where consumers are increasingly demanding the completion of transactions remotely. As an easy-to-use and low-cost app, FOOi is ideally suited for small-to-medium enterprises, charities and consumers alike," Xigem co-founder and CEO Brian Kalish said in a statement.

"This is our second recent acquisition announcement, consistent with our strategy of aggregating a portfolio of innovative technologies capable of enabling the growing trillion-dollar remote economy while ideally complementing our iAgent platform," he added.

The mobile payment market was valued at $1.48 trillion in 2019, and is expected to blow past $12 trillion by 2027, representing an average growth rate of 30% from 2020 to 2027, according to Allied Market Research. The growth will be driven by smartphones, mobile commerce, and a desire for contactless payments due to the coronavirus (COVID-19) pandemic.

The vendor has agreed to use proceeds from the sale of the consideration shares to buy a secured, interest-bearing note from Baron Auto Group (BAG). BAG, a growing non-prime lender in the Canadian automobile market, is expected to be a Xigem customer, where it would use both iAgent and potentially the FOOi technology.

Kalish is also the interim CEO of BAG, but not a shareholder, and receives no compensation from BAG, pointed out the company. To mediate the conflict of interest created by Kalish's role, he abstained from voting on the approval of the letter of intent, said the company.

Contact the author Uttara Choudhury at uttara@proactiveinvestors.com

Follow her on Twitter: @UttaraProactive

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