International Personal Finance PLC (LON:IPF), the central European and Mexico-focused sub-prime lender, said debt collections have continued to improve as coronavirus (COVID-19) pandemic lockdowns come to an end.
Government restrictions in its European markets were eased or lifted in June, it said, with almost all agents resuming weekly visits to their customers.
In Mexico, there has not been a government-required national lockdown.
A phased return to work for the group's office-based staff is also underway, it said, though under strict safety measures.
June debt collections were 88% of the pre-virus total, compared to 80% in May and 76% in April.
Home credit saw the largest improvement said IPF, though Hungary had seen a higher proportion of customers take advantage of a temporary opt-out repayment moratorium.
Collections should progressively improve in the coming months, said the company.
New loans have been scaled back due to the crisis with June seeing loans at 37% pre-COIVD-19 levels, though this was up on the 30% seen during both April and May.
Higher collections and lower lending meant a cash inflow in June of £42mln (May 2020: £43mln), with IPF using part of the money to cancel €8.8mln of 5.75% bonds.
Gerard Ryan, IPF's chief executive,said the performance of the company in June was encouraging.
“Most of our agents have resumed their weekly visits to customers and, as we steadily increase new lending across our home credit and IPF Digital businesses, we expect to deliver further improvements in performance.
"Our business plays a key role in society by providing credit responsibly to consumers who are underbanked or underserved, and we are well-placed to continue to meet their credit needs after the impact of Covid-19 subsides," he said in a statement.