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The Markets
by Proactive
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The Markets
by Proactive
Proactive UK has moved.
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Banks

Deutsche Bank tumbles after major provision results in first loss in four years

Deutsche Bank posted its first loss in four years due to a large provision, though underlying earnings also came in short of expectations, despite a strong dealmaking performance.

The German lender's second-quarter revenue came in at €7.6 billion, up 2% year on year.

A doubling of revenue from investment banking advisory services to €585 million, increasing its share of a growing market in the period, counterbalanced a 3% fall in trading revenue.

Investment bank provisions were €313 million, materially higher than a year ago, largely affected by the commercial real estate sector, with full-year 2024 provisions for credit losses to be 30 basis points above prior guidance.

Pre-tax profit fell 71% due to a €1.3 billion provision for a shareholder lawsuit relating to the 1999 acquisition of retail lending rival Postbank.

At the bottom line, Deutsche Bank lost €143 million, or 28 euro cents a share, in the quarter.

The shares fell almost 6% to €14.76 on Wednesday.

Analysts at KBW said it was "a reasonable set of results", seeing underlying profit before tax of €2.1 billion as 8% higher than consensus.

"Divisionally, the pre-provision performance across divisions was good, although elevated provisions saw the corporate bank miss expectations. Credit losses missed due to CRE whilst CET1 increased to 13.5% (10bp beat)."

The increased provision was a key focus "given regulatory concern around leveraged loans".

** Update: Adds analyst comment ***

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